Thanks for your message Dan, I'll take a look at the link you provided. To be honest, I started investing in Nov using the Foolish Four (RP4)...but haven't been pleased with it so far. It seems like investing in individual companies makes more sense to me than a "mechanical investing" program, but I haven't researched that assumption yet, if nothing else, I'm sure I'll learn something by looking into it.Thanks again.Beth
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