Thanks for your responses. I should have clarified that he's not intending to carry a balance, so it's basically an annual fee for the ability to have a credit card (necessary for some services) and improving his credit history.I have called 15 area banks, and none of them offered secured cards.But one Fool came through! He recommended Key Bank & Trust. Their secured card has the following stats:19.4% APR on purchases19.9% APR on cash advances25-31 day grace period$35 annual fee ($40 if there's a co-applicant)Here's their web site:http://www.keyb-t.com or you can call 1-800-539-5398Hope this info does others some good.-Megan
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