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Thanks fur the suggestions...

I guess you can never have enough for retirement....

A key piece of my retirement funds will come from my pension.

It is currently a 2.5 @ 55 years old plan

So, when I turn 55 and am still employed with my job, I should be eligible to receive 75% of my salary for the rest of my life + health insurance...

I also max out a ROTH 401K....

so maybe I am over-planning, but I want to maximize my wealth in retirement but also want to enjoy the moment.

I am definitely not going to pay off my house ( I hope my investments can return greater than 4%)
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