Thanks. I think you are right about what happened. I haven't had a bill or charge on that card for over 6 months, and I stopped receiving the electronic statements. I owe $817 on the card at the moment and I have sent in $700 in payments that have not been credited yet. On the 27th, my next paycheck I send in the remaining $117 and I will be done with it. My other card that I carry a balance on 0% until July I just pay every two weeks and it will be paid off in July. So I haven't had to worry about due dates. rocky
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