Thanks Karen,I'll check on the Inheritance Strategies Board for sure. The big debt isn't credit cards. I learned my lesson on those in my 20's. The only one I carry (or use) now is one for when I travel on business and that's paid off by my employer.The big debt is a time-share (We love it, but paid too much for it), a car, and some student loans.Thanks again for the tip on the other boards.Chris
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