Thanks Looksha Sounds like good advice.But I don't understand the part about not taking the lump sum. The only other way I could take it was as an annuity from the company (vz). I also have a 401k with fidelity that I am going to add to the lump sum that I have. Not a real large sum but enough I hope. Any way thanks. I am planning to use Fielity.shill001
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