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Thanks, Mark, that's a great idea . I have a similar spreadsheet to track net wealth, but placing long term goals out there with a target amount and then calculating the target CAGR seems like a great way to go.

Wow... four girls, huh? I'm sure they give you much pleasure - but apparently they're forcing you to make some tough financial planning decisions?

By the way, I looked at your profile, and know that area of west philadelphia very well (actually, the other side of 34th street;)

Thanks again for the input, much appreciated,

Ollie
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