Thanks Phil. I appreciate it. We opened the traditional IRA's and had already filed the extension anyway, so we got it done with your help and advice. I'll be looking for a fee-based financial planner next. Our CPA is probably going to be replaced also. Thanks again. We got the IRA's opened by the deadline, so are doing good so far. I appreciate your good advice and the advice of everyone on this board.Footsox
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