Thanks Phil! What would you recommend I do with the withdrawal? I think I'll be in the same boat for 2005 (Yay for high AGI!) and I'm only 31. Do you think I should do a non-deductible IRA? Is there a lot of benefit in that strategy, assuming I want to retire by the time I'm 41, and I'll need investment $$ to live on until I reach 59-1/2?TIAKasha
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