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Thanks Pixy. Yes, I agree. As you can imagine, I would probably get a different response from the Living Below Your Means board, though I haven't asked them. I think I just was looking for a nudge to make sure I was doing the right thing.

As I mentioned in my reply post to Joan, I am very excited to be done with the credit card debt, so part of me wants to just pay it off and be done. The other side of me says be patient, fund the IRA (which is better for the long term), and pay off the debt by June or, at the latest, July (basically, however quickly we can do it). Thanks for your response.

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