Thanks so much for your reply. I'm still learning how to use this forum.

What do you mean by "The only penalty you'll pay is commission on the buying and selling of what you exchange." ? I want to exchange the entire amount. Luckily it's only a year old. I just funded it with $1000 and it more than doubled since last year. These are B class shares, one year old. I just want to get the heck away from this broker and out of this fund. Even though it's doubled since last year, its expense and the class that he recommended to me along with the volatility of the tech sector make it a bad investment