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Author: donmanning Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76237  
Subject: Re: Short-term TIPS Date: 4/12/2013 1:19 AM
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Thanks to Vermonter and JLC for your comments.

JLC, wouldn't it be better to be getting some yield better than the MM, which is essentially zero?

Vermonter, where do you hold your funds for near-term liquidity. Sounds like a bank account?

Our income from SS and pensions is about $75,000 per year, on which we could live if absolutely necessary. However, we do a lot of traveling, family support, etc. for which we need liquid assets to draw from covering the next 3-5 years. My question is where I should keep the short-term funds needed for liquidity. Would Vanguard short-term TIPS be better than Vanguard regular TIPS, given the probability that interest rates will rise in the next year or two. Or is it just safer to go with a CD ladder and MM fund for money that will be needed over the next five years.

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