No. of Recommendations: 0
Thanks to Vermonter and JLC for your comments.

JLC, wouldn't it be better to be getting some yield better than the MM, which is essentially zero?

Vermonter, where do you hold your funds for near-term liquidity. Sounds like a bank account?

Our income from SS and pensions is about $75,000 per year, on which we could live if absolutely necessary. However, we do a lot of traveling, family support, etc. for which we need liquid assets to draw from covering the next 3-5 years. My question is where I should keep the short-term funds needed for liquidity. Would Vanguard short-term TIPS be better than Vanguard regular TIPS, given the probability that interest rates will rise in the next year or two. Or is it just safer to go with a CD ladder and MM fund for money that will be needed over the next five years.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.