Thanks, WaggleTail, for 'inside' advice. I'll check with the old benefits office & with VALIC.I was told on another board, though, that VALIC annuities carry a surrender charge of something like 5% if the surrender is within 15 years of the account's inception or unless there's been no contribution to the account for a full five years. Sound at all familiar?If that's true, ours have to sit another three years.Which is OK--the accounts are actually doing pretty well, split between an index fund, the sci/tech fund you mentioned, and two Putnams: OTC/Emerging Growth and Global Growth. The 'volunteer' one is in Putnam New Opps and growing like a weed.kse4
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