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Thanks WRJ,

I should give you some disclosure on my weightings to see where i might be going wrong. From Largest to smallest:

Ford (F) 27%
Goldcorp Inc ( 16.5%
Corning Inc (GLW) 16%
Intel (INTC) 13%
Johnson & Johnson (JNJ) 10.5%
Waste Management (WM) 10.5%
Rosetta Stone (RST) 3.5%
Azure Dynamics (AZD) 3%

I have money in bonds in New Zealand but looking to take that out and put into a mutual fund at the end of the year. I am also 32 years old.
Does this like a diversified portfolio? Are there any sectors i should be in that i am not?
(Azure Dynamics is no longer trading so i'm locked into this worthless stock at the moment. I'll sell that position asap).

Thanks for any help
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