Thanks; your comments are very helpful! Where do you purchase your 5-year CD ladders? You're welcome! You don't buy the ladder, but buy individual CDs from any bank and build the ladder yourself. Search the net for guides to doing this, eg:http://www.bankrate.com/brm/news/sav/20010521b.asphttp://www.savewealth.com/banking/cdladder/http://money.cnn.com/2002/08/19/pf/expert/ask_expert/You'll want to shop around for rates. www.bankrate.com is good for this kind of stuff.Nick
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