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Thankyou TMFPixy and all the rest of you guys for your wisdom. I've never been much of a gambler so it's hard for me to plop 32k down on something with the thought of possibly losing it. That's the money that I hope will make up for all my mistakes and waiting in the past. I have read and re-read the 13 steps to Foolish investing and the 13 steps to retirement planning. I have no unnecessary debts like credit cards. I do have child support, home, and car payments but I can't pay them off for a while. I have been with my present employer for 13 years now inwhich I am vested with the IMRF so that's something. I also have some diversification with a 403b annuity I started a few years ago. So, rather than turn this money over to a financial advisor, I am going to do a direct roll over into an IRA interest bearing account because Scottsdale said I would need a minimum of 100K for a money market account and I only have 33K. Hopefully it'll only be for a short time though. I 'm going to take TMFPixy's advice and immediately purchase some reading material like the Foolish Fours Book for starters. I still think I would like to put the bulk of it into the RP4, maybe 20K or so and I'll decide what to do with the rest after I read some of the literature TMFPixy mentioned. What do you think? The money will be mailed out the first of April and I'll do it at that time. I'll worry about balancing in the month of december in about 1&2/3 years. Does it sound like a plan? Any more advice? I'm always open for advice and Ideas. Thanks
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