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That 20% withholding is when you cash out a 401k and make the mistake of having the check sent to you.
However, doing the trustee-to-trustee transfer is neater. Tell your new broker you want to move the account previously at ABC Brokerage, and send them a copy of your most recent statement. The new broker will have forms for you to sign. They can go back with the statement from the old broker. They do the rest and you have nothing to worry about.
Taking a check to yourself is more a way to get a short term loan to yourself for some purpose; again if you mess up and don't get the money back in some IRA within the 60 day limit you are in a pile of doo-doo.
Best wishes, Chris
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