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That 28% probably consists of lots of public sector workers who could retire at 52 or 55 or 60...and did......

That 28% probably consits of lots of retired military, who could retire at 50 probably....maybe after 20 years of active duty......

Lots of police and fireman who could bail after working only twenty lots of sanitation workers who get fat salaries at 55 or 60.

Others in private industry can retire at 60 or 62.

THat leaves the rest who didn't have the benefit of taxpayer paid retirements...

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