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That is bass ackwards from my thoughts. When you withdraw funds from your tax advantaged account, they will be taxed at your then applicable tax rate. If they are held outside the IRA, they get a more favorable rate.

I agree when talking about stocks. In the case of bonds, however, most of the gains are in the form of interest and non-qualified dividends which are taxed at ordinary income tax rates in a taxable account.
The OP question had to do with taking withdrawals from a tax advantaged account that would be reinvested in a taxable account. My suggestion basically moves tax efficient investments from a IRA to a taxable account where one takes advantage of the more favorable tax rates.

Bob
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