That is correct that "Little Sally" can only have $500per year deposited to her Educational IRA but as anincentive to my grandchildren (and their parents) tocontinue to contribute regularly, I am offering to add,to my grandchildren's Educational IRAs', a percentage(say 10% per year per grandchild) for each dollar theydeposit. This will automatically give each child a 10%gain on their yearly deposits.rebelray
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