That would include me. I turn 62 next month and will be taking early benefits. But when I planned my retirement nine years ago, I didn't include SS in my plans at all. So whatever I get is a bonus as far as what we need to live on goes, requiring smaller withdrawls from the portfolio. That will help when it's time to spend money to go out of country to avoid the coming long waits for medical care. If I get back everything I paid in plus interest, inflation adjusted, that'll be good enough, although it might be too much to hope for.--fleg
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