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That's a good point about the Medicare part D. We have already filed in a fireproof box the letter from the company confirming the fact that medicare accepts their drug coverage as superior to Part D.

Ha! The old fireproof box! It's amazing how much stuff we have in ours. We use a WWII ammo box that's (I'm guessing) an 18 inch cube, and it's stuffed with important papers we have to keep forever.

Another issue with that is why is it our problem to be sure that letter is never lost? Why can't that be verified through the company later if necessary?

It's our problem to keep it because it'll only be needed if the company that insured us goes out of business and stops insuring us. In that case, they couldn't verify it and there'd be hell to pay when we started Medicare's part D years after we were required to without that letter.

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