that's the only way I know a Roth is tax advantageous, as a credit... The "Retirement Savers Tax Credit" But it is capped to $28,750 for single filers (Form 8880). Geared to encouraging the younger set to start saving earlier... It's a good thing & I helped 3 young people take advantage of it for 2012... As a result of reading about it from a yodaorange/Reitnut post...
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