The $4.00 option means that each stock you want to buy costs $4 per trade. One-Click diversification means "Choose this folio of 50, pre-selected stocks or build your own folio of up to 50 stocks" and contribute $X.00 to each stock, all in one window trade. Those 50 stocks would costs $200 (4x50) to buy in the pay-as-you go option. The one folio plan would let you buy x-dollars of each stock, *each* month, plus re-invest all divends, and sell everything, all for $200 each year.Cody
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