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The advice over here may be a tad impractical for your needs. : )

Piffle. The advice herein is, in fact, the most practical - what could be easier than calling an agent and saying "do such and such, forthwith, and bill me". Do you really want to spend your precious seconds mindlessly staring at quoatations and customer service scores, deductables and coverages? Life is too short for such nonsensical trifalries.

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