The allocation has performed nicely, but I think I'd like to eliminate the Short-Term Treasury altogether. The money in this account will not be used for another 35 years, so there doesn't seem to be any point in having any of it in the S/T Treasury and seeing no growth.During our prime growth/working years, I kept everything in equities, other than some emergency funds in MM. I wanted to max our gain and growth over those years, and I think it worked well for us. Now, my problem is figuring out how to get comfortable with our new allocation now that we're retired, which is mostly fixed assets.
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