Excerpt:If you're one of the lucky 30 million American workers still covered by a traditional defined-benefit pension plan, you'll likely be faced with a crucial and irrevocable decision when you retire: should you take your pension in the form of a guaranteed monthly check for life or should you grab all of your pension money up front and manage the funds yourself?I myself opted to receive a monthly check with a spousal survivorship benefit.http://money.cnn.com/2008/06/30/pf/retirement/best_pension.m...
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