UnThreaded | Threaded | Whole Thread (4) | Ignore Thread Prev | Next
Author: pauleckler Big funky green star, 20000 posts Top Favorite Fools Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 75616  
Subject: Re: IRA/Roth Date: 11/30/2013 9:21 PM
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Recommendations: 0
The best you can do is invest in the long term buy and hold style (LTBH in Foolish lingo) in a taxable account. Then you pay taxes only when you sell and then at capital gains rates. Stocks with no dividends are preferred, or qualified dividends are taxed at a low rate similar to capital gains.

An equivalent way is to purchase a variable annuity. Usually you can make repeated additions to the annuity and gains grow tax free. The problem is that most are sold by insurance companies that charge high fees and have surrender charges that keep you from moving your money if the fund you choose under performs. As far as I know all offer a selection of managed mutual funds to choose from. None allow stock trading as you can do in an IRA or Roth.

If you choose to go with an annuity, check out those offered by low cost providers like Fidelity, Vanguard, TRowe Price, TIAA Cref etc.
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (4) | Ignore Thread Prev | Next

Announcements

The Retire Early Home Page
Discussion on accelerating retirement day.
Post of the Day:
Value Hounds

Ubiquiti Analysis
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement