The biggest problem with the Roth is its low contribution limits. 401Ks are better in that their contribution limits allow you to accumulate more invested funds. So those who want to retire early often will need to max their Roth, max their 401K and make significant after tax investments in a taxable account.Another problem is you can't write off stock losses in the Roth. Therefore buy yourself a good crystal ball to make sure you don't put any loser stocks inside the Roth.IF
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