The choice of retirement savings account that you use as a self-employed person can depend on a lot of things. My DH is self-employed, and over the years, he's had a SEP, a SIMPLE, and is now in a Solo 401k because for what he earns, that one allows him to put away the most money.I really like the comparison chart on Fidelity for helping to decide which plan makes the most sense. I actually have DH's account at Fidelity, but that's because when I opened it, they were one of the few brokerages that offered one of these.What I would do, however, is switch it from your current broker as the fees you are paying sound astronomical to me since DH pays no fees for his plan.
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