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The Civic is going to cost you more than $600 if the financing isn't as good. I'd chalk the problem with the Accord up to a fluke thing, and let them build you a new transmission. My mom and sister both have Honda's, and I swear those things are the most reliable around. Mom's is a '90 Accord and the only things that have ever gone wrong with it have been related to the car not the engine (i.e. window problem, cassette player problem, etc.).
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