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Author: Fuskie Big funky green star, 20000 posts Top Favorite Fools Old School Fool Ticker Guide SC1 Red Winner of the 2010 Rule Breakers Challenge Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 25247  
Subject: Re: Old 401k, Old Question | Keep, Convert? Date: 2/27/2014 12:17 PM
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The decision factor for me would be whether you are currently employed and earning any significant income. If not, if you will be in a low tax bracket and the value of the 401k will not push you into a high tax bracket, then it could be cost effective to do a Roth conversion now. But more likely I would roll over to a Traditional IRA and then self-manage. I wouldn't pay Vanguard $40 a year to self-manage a portfolio even with $7 trades.

Fuskie
Who has a current Traditional and Roth 401k, a Traditional IRA Rollover, a Roth IRA, a SEP IRA, a Traditional IRA and a Retail account...
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