The extra tools do come with the $12 fee but I you don't have all the info...my monthly stock purchase is $200.00 I am playing catch-up on my IRA and my cash balance covers more than the $200.00So its not like I am depositing 65.00 then paying the $12.00, I realize at 6% for $200 is not the desired 3% or less but I may up the monthly stock purchase to reduce further
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