The fact is such things may be poor public policy, but there is no reason why people shouldn't use them despite that if it is legal to do so. It's like Early Retirees who made millions in the stock market but still want to attack "the rich," I suppose....I'm not sure if you're including me in that camp or not. But if so, I'm not attacking the rich. But I think it's reasonable to ask persons with my net worth to pay more in taxes, and to receive less in tax cuts. Naturally, I'm not going to send in more voluntarily, but I'd have no problem with it if others like me were required to do so. Golfwaymore
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