The implications of 1.2 billion Indians having electronic banking accounts is not something that seems positive for money transfer businesses relying on a moat made up primarily of widespread physical agent locations... And once someone has a bank account, an email address will soon follow (paper statements & delivery = expensive), meaning I can then PayPal transfer money (at least w/ $US) to anyone living anywhere for free with only a few days delay.The moat keeps filling in.et
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