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The IRS is not sending deposits to accounts that they debited from, they are sending paper checks.

Can you point me to this statement by IRS? I've figured that's the case since I'm in exactly the same situation as OP, but at the time I filed I too believed the IRS was saying otherwise. In fact, I believed they were saying explicitly that if you e-filed and had your bal due satisfied by direct debit the stimulus payment would be by direct deposit.

Phil
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