The market does whatever is necessary to confound the greatest number of investors. When most folks have given up and sold, that's the bottom. The usual thing is that it is a good time to buy stocks when the Fed starts lowering interest rates, and in the year after a big correction. You are under some pressure in that your time frame is a little shorter than it should be for you to be that heavily in stocks, but if you won't need the money for a year yet you will probably do better to wait. Best wishes, Chris
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