...the market had been relatively calm and generally rising during the period in question. The take home wasn't if the market was calm or volatial, it was about showing their wasn't that great of a difference between being perfect on every buy point and being the worst possible investor timing wise. I'm sure 99% of the people would fall in between.It would be interesting to see up to date data, but even with the last two downturns, I doubt the difference is much greater between being perfect and being the worst.JLC
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