No. of Recommendations: 3
The most preferred method of long term elderly care is in-home support. If you are wealthy enough that you can afford it regardless of insurance, then you are golden.

If you cannot afford it at all, Nurse Ratchet awaits.

If you can afford about 1/4-1/3 the cost, then Medicare/Medicaid will fund the remaining lion's share, *AS LONG AS* you've appeared to be broke (due to proper planning) for the prior 5 years.

Screw that!

Have any of youse guys seen a Medicare/Medicaid nursing home facility?
Imagine a combination of Walking Zombies and eau-de-outhouse.

My Mom went to one for a short while. Even with bad Alzheimer's she didn't like it. She couldn't remember our phone number, but she found it on the "emergency Contact" card at the nursing station.

And after the first week, called us EVERY DAY to tell us to get her out of there tout suite.

Far better to plan to have $2+ million so you can afford to go to the Hotel Ritz Luxury Nursing Home.
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