UnThreaded | Threaded | Whole Thread (23) | Ignore Thread Prev | Next
Author: 0x6a74 Big funky green star, 20000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76392  
Subject: Re: Drop Stocks, Buy an Annuity? Date: 7/15/2011 3:15 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 1
The only way you could get "stable" would be to sit there and by 30 year bonds each year.


but if rates go up and down, even that won't be Stable



As far as stocks, yes dividends can go down. But if you choose from Dividend Champions (Google the term), these are stocks that have a very long history of INCREASING their dividends. Still no guarantee (GM, BAC) but it cuts down the chances.

Plus, I'm not worried about the stock price going down. I'm buying the stock for the dividend. I kind of think about it like a bond/CD, I buy for the yield. I'm getting $x reguardless of price. If I'm not selling the stock, I don't care the price.


yes .. i completely agree you have a better plan ... very little down-side risk, some upside.

just askin' --OP seemed to value Stability overall ( wasn't $X per month GUARANTEED ) with as little down-side risk as possible -- there's no upside to annuities, but is there less down-side risk than a basket of dividend stocks and CDs/bonds?

(also Much higher fees with the annuities)
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (23) | Ignore Thread Prev | Next

Announcements

The Retire Early Home Page
Discussion on accelerating retirement day.
Foolanthropy 2014!
By working with young, first-time moms, Nurse-Family Partnership is able to truly change lives – for generations to come.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Post of the Day:
Dividend Growth Investing

Good Time for Dividend Champions?
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement