The person who come up with the parameters was...uh, you. You specifically asked for 68 years of information. Now you can't figure why people are using 68 years. Completely baffled.I can understand why you're baffled. You're not following the conversation. As the discussion progressed--or in this case regressed--it was decided (by me) to make it easy(er) for someone to do their alleged back of the envelope numbers, which did not include draw down.
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