The posts about withdrawal strategies and portfolio allocation have been very interesting. I am just beginning to study these issues and develop my own approach. I going to lurk now. FoolishProf As part of your "education and planning" you may want to look into the BIG issue of how much can I withdraw, over what timeframe, and still not run out of money in retirement! VERY IMPORTANT. I suggest that you look a the following Sites and download (and play what if games) with some of the available Excel Spreadsheets:http://www.scottburns.com/wwtrinity.htmhttp://www.geocities.com/WallStreet/8257/re50.htmlhttp://www.geocities.com/WallStreet/8257/concport.htmlBest of Retirement Planning. Dick
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