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The potion may be bitter but the effects are sweet.

You ought to not think about moving your money around right now. Right now dont fantasize about well paying jobs when you leave school. Focus on your education. Finish your last year. Get that degree. Start working and then deal with finances.

You are way to deep into debt and to far into your degree that if you start spending time trying to save yourself now you will not concentrate enough on your requirements. Why worry about saving a few points of interest when youre not earning any money?

Think about what your primary purpose in life is right now. If its not to graduate then you have wasted $30k. The clock isnt ticking. Relax, enjoy being in debt a little. I did it once and it taught me some good lessons. I would only recommend you read financial books if it was part of your curriculum or your really smart with a lot of free time.

I wish I was a year from finishing my degree. I took the circular route because I couldn't focus. Looking back I wish I was a 25 year old with $80k debt and a Masters degree rather than no debt and no masters degree.

Keeping my chin up and pressing onward.

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