The problem is that a word can have several meanings, depending upon context.Yes, in ordinary conversation, debt means any money that you owe.However, as has been pointed out, when you are discussing company finances, debt means a liability that has an interest factor built in.Forget about semantics, let's stick to the original question- when it comes to the cash to debt ratio from the balance sheet, the debt portion is interest-bearing.Is there anything else I should include as debt?, the answer is anything that carries interest.Specifically, is Accounts Payable considered debt for this purpose?, the answer is no.Lost
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