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The programs to read the data will be obsolete in just a few years time.

That's just rubbish.

While it is true that technology will advance and programs will become obsolete, it's not going to wreck your data. Programs don't go out of existence overnight. There is a shift over time from one program to another. Even if you only visit your data once a year, you'll be able to migrate your data from one platform to another, probably while having access to both the older and newer technology at the same time.

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