The purchase figure they quoted me was $32,427.24, less my $600 deposit. That figure does not include sales tax which is 6% in Pennsylvania (I live in PA, my leasing company is just in OH). Title and registration fees in PA total $63.00. If I leave the lease as is, my purchase option on approximately 2 years is for $20,660.12. I currently pay $582.99/month and if I were to purchase the car, I would like to keep my monthly payment the same or less. I have not investigated loan rates in depth, but I learned from the internet that my personal bank's rates on auto loans are currently 8.5%. I also found some smaller banks and internet-only banks offering 6.45% for a 36 month lease and 6.95% on a 48 month lease. I do not have a preference as to how long I would like to finance the car for. I would just like to keep my monthly payment the same or less. Thanks for offering to do this calculation. Let me know if you need more info.
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