The target retirement fund of say 2035 is an OK investment. It will gradually increase your bond position as you get closer to retirement, providing you with considerable safety as you get close to retirement.Personally I like your more aggressive stance. Now is the time you should be trying to hit a few home runs. Find the right investment, and your retirement funds can grow substantially. The bond position of the target retirement should be small, but at your age I think that is too much. So go for it.Much depends on your risk tolerance. But I'd suggest that you keep doing what your are doing for now. (But do monitor performance of the ones you have and switch to better equity funds if they disappoint.) At say age 50, start building some bonds into your plan.
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