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The TWO steps to retirement are:

1. Simplify
2. Select a date, financial need objective and DO IT!

Actually, in the other order. By simplify, I mean get rid of your stuff... and don't buy any more. Live someplace that is inexpensive (not a big city). Invest the proceeds from your sale of your house, cars, boat and tools in equities.

Our lifestyle is Full time RV. One car, one 5th wheel, live winter in Mexico. We are young and wishing we did it 10 years ago. However.. this makes you a very poor consumer, and except for buying equities, we live inside $40K per year.
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