The Vanguard family of mutual funds has probably the lowest cost structure and an excellent selection of funds. I've been with Fidelity for many years and enjoy the diversity of their services and reasonable costs. Additionally, they now have wireless trading and discount brokerage - can't think of anything they don't have! Their local offices are well-staffed and provide all the help you might need. My wife has a Schwab account and finds them satisfactory, as well.
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